Our Mortgage Rates
| Term | Our Rates | RBC | CIBC | Credit Union |
|---|---|---|---|---|
| 1 Year Fixed | 6.04% | 5.94% | 6.29% | 7.34% |
| 2 Year Fixed | 5.39% | 5.54% | 5.59% | 6.99% |
| 3 Year Fixed | 4.14% | 4.89% | 4.89% | 6.54% |
| 4 Year Fixed | 4.49% | 4.84% | 4.74% | 6.34% |
| 5 Year Fixed | 4.49% | 4.89% | 4.89% | 6.49% |
| 5 Year Fixed Special | 4.24% | 4.59% | 4.59% | - |
| 5 Year Variable | 4.94% | 4.95% | 4.95% | - |
| 5 Year Variable Special | 4.55% | 4.65% | 4.65% | - |
| 10 Year Fixed | 5.70% | - | 7.14% | - |
Last Updated: December 23, 2024
***rates for conventional purchases and refinances can be higher***
Considering buying a home or other real estate property in the Halifax area? Getting the best mortgage rates can mean all the difference in the world. Serving Halifax area clients for a decade, TeamClinton is customer service driven with your dreams and goals as their priority. Contact TeamClinton today to see how they can work for you!
‘Fixed’ rates and ‘variable’ rates are the two different kinds of mortgage rates available. Both types work independently of each other, with the fixed rate remaining the same over the term of a mortgage. The variable rate can change based on the bank prime rate. Our advice can help you determine what kind of product which best suits your needs. There are pros and cons to both, but that’s what we’re here for – to keep an eye on rates and an ear to the ground so you don’t have to!
Have questions about rates? Feel free to contact us!