The mortgage renewal environment is looking up. Here’s why
The mortgage renewal process is intimidating, but things are looking up for most home owners. Here’s what you should know!
How much do you need to save for a down payment?
How much do you need to save for a down payment? Here, we discuss down payment requirements, and how to build up your savings.
Mortgage 101 – Entering The Market
How affordable is the Nova Scotian market? Real estate is more affordable in Nova Scotia compared to other markets. Clinton and Todd reflect on the challenges of buying starter homes, citing increased property values and stagnant income growth.
OFSI announces changes to stress test for uninsured mortgages at renewal
Changes to the stress test are coming! Here, we review how this will impact uninsured mortgages at renewal time.
Is it time to fall into homeownership?
Is it a good time to fall into homeownership? In this post, we discuss the benefits of the fall market, and how you can prepare.
It’s time to prep your home for fall!
Happy October! It’s time to prepare your home for fall. Here are four areas to focus on as you ready your house for the season.
Is breaking your mortgage term to secure a lower rate a good idea?
Is breaking your mortgage term early worth it? Here, we discuss how the penalties work when refinancing for a lower rate.
Mortgage 101 – Location, Location, Location
So the interest rates are down, and I can finally buy a home - now where do I buy? Clinton and Todd discuss the Halifax housing market and deciding on a location in terms of housing types, commuting and fuel costs, natural disasters, insurance, and the potential for lenders to refuse mortgages in high-risk areas.
5 tips to help prepare for closing day as a buyer
Your closing day is almost here! In this post, we review 5 key tasks to cover before the big day arrives to ensure it goes off without a hitch.
What does the new 30-year amortization option mean for you?
What do the government’s new mortgage changes mean for you? Here are the details on the 30-year amortization and insured mortgage cap increase.