Mortgage 101 – Merry Debtmas
Todd Veinotte and Clinton Wilkins discuss the challenges of home ownership and financial planning in the context of rising costs and inflation.
Mortgage 101 – Creditor Insurance and More Listener Q&A
Dan Ahlstrand and Clinton Wilkins are joined by Mario Cloutier of Manulife to discuss the importance of risk insurance for home additions, creditor insurance, and the importance of financial literacy.
Mortgage 101 – Insurance Coverage Over the Lifespan and Listener Q&A
Dan Ahlstrand and Clinton Wilkins are joined by Mario Cloutier of Manulife as they chat about the need for life and disability insurance, especially when young, to protect against financial risks. As well, talking questions for the listeners.
Mortgage 101 – Financial Protection and Mortgage Insurance
Dan Ahlstrand and Clinton Wilkins are joined by Mario Cloutier of Manulife to discuss the importance of financial protection, challenges with underinsurance and how to get proper advice on insurance.
Mortgage 101 – Indebtedness and Looking Beyond the Bank Balance
Dan Ahlstrand and Clinton Wilkins talk about the importance of Financial Literacy Month, understanding finances beyond just bank balances, and predictions for home purchase prices going into 2025.
Mortgage 101 – All About the Income
Dan Ahlstrand and Clinton Wilkins discuss the changing landscape of income and housing in Nova Scotia. They focus on the recent federal government announcements allowing up to 90% home equity borrowing for secondary suites.
Mortgage 101 – High Ratio Mortgage Insurance with Chris Johnson
Chris Johnson from Sagen joins us on Mortgage 101 to discuss the importance of high-ratio mortgage insurance, which allows buyers to access homeownership with as little as 5% down, making it more affordable for Canadians.
Mortgage 101 – Real Estate Appraisals with Derek Bellefontaine
Derek Bell Fontaine, Real Estate Appraiser, with Mari Tech joins us as our guest to discuss the role of appraisers in valuing homes, which is crucial for purchasing, refinancing, and separations.
Mortgage 101 – It’s Financial Literacy Month!
Special host Dan Ahlstrand joins Clinton Wilkins to kick off Financial Literacy Month, emphasizing education on income, assets, and credit.
Mortgage 101 – Entering The Market
How affordable is the Nova Scotian market? Real estate is more affordable in Nova Scotia compared to other markets. Clinton and Todd reflect on the challenges of buying starter homes, citing increased property values and stagnant income growth.