Mortgage 101

Todd Veinotte, Clinton Wilkins, and Blair Patterson emphasize the importance of the stress test in ensuring affordability and protecting borrowers from financial shocks.

Todd Veinotte, Clinton Wilkins, and Blair Patterson address questions from listeners, the importance of automatic savings, and touch on the growth of the Halifax region.

Todd Veinotte and Clinton Wilkins discuss the intersection of Pride Month and homeownership and discuss the significance of home ownership in fostering community pride.

Clinton Wilkins and Todd Veinotte discuss the importance of credit monitoring, especially in light of the recent Nova Scotia Power cyber breach affecting 200,000 customers.

Todd Veinotte and Clinton Wilkins are joined by Trevor Gordon to discuss the importance of aging in place and the financial support parents provide to first-time homebuyers. They explore the CHIP: Reverse Mortgage and highlight its flexibility.

Todd Veinotte and Clinton Wilkins welcome Trevor Gordon, Business Development Manager at Home Equity Bank, to discuss reverse mortgages, the misconceptions about reverse mortgages, and the HST cap for new home construction in Nova Scotia.

Todd Veinotte and Clinton Wilkins discuss the impact of the new government's financial policies on the mortgage market, highlighting the HST exemption on homes valued at $1.5 million or more, which could save homeowners up to $250 monthly.

Todd Veinotte and Clinton Wilkins discuss the evolving landscape of mortgage lending, highlighting its complexities and the importance of staying informed.

Sandi Burns, Chief Credit Officer at Manulife Bank, joins Todd and Clinton to discuss the increasing prevalence of mortgage fraud, the importance of regulatory compliance and evolving landscape of mortgage fraud.

Sandi Burns, Chief Credit Officer at Manulife Bank, joins Clinton and Todd to discuss her role in setting mortgage guidelines and managing the lending portfolio while highlighting Manulife's unique mortgage product.