Debt and Refinance Archives - Clinton Wilkins Mortgage Team

Debt-to-income ratio: What exactly is it?

Knowing what your debt-to-income ratio is important if you are considering becoming a homeowner. Clinton Wilkins explains the DTI ratio.

Are you looking to get mortgage-free faster? Clinton Wilkins explains how setting up prepayments on your mortgage will help you out!

Sometimes paying down your mortgage faster is not the best option! What should you pay off first and what should wait?

Are you overwhelmed by your credit report? Here, we'll guide you through what a credit score is, who has access to it and how you can improve it.

When it comes to renewing your mortgage, let a broker help you review your situation before you sign that renewal!

When you do not qualify with a traditional lender, you have more options! Clinton Wilkins explains what alternative lenders are and what they do.

Mortgage lenders and cell phone companies have comparable traits when it comes to their contracts and rates for new clients.

When it comes time to make changes to your mortgage, there are many reasons why a refinance can be the right financial option for you.

Are you wondering if you should lock in your variable rate? Clinton Wlkins and his team of professionals explain whether you should or not.

There is a big difference between mortgage brokers and your typical bank. Clinton Wilkins explains what those differences are.