5 ways to help save for a down payment
Saving up for a down payment? In this post, we review some simple ways to help build your savings more quickly and effectively.
Mortgage 101 – Mortgage Trends and Indebtedness with Sandi Burns
From rising debt levels to the impact of refinances and renewals, hosts Clinton and Todd sit down with guest Sandi Burns to provide insightful analysis and predictions for navigating the ever-changing landscape of homeownership. In this segment of Mortgage 101, we dive into the current trends shaping the mortgage market.
What do OSFI’s new borrowing limits mean for you?
The Office of the Superintendent of Financial Institutions (OSFI) has introduced new limits for lenders. Here’s why this matters to borrowers.
Time to get ready for spring cleaning!
Spring has arrived, which means spring cleaning time is here! Here’s how you can make this process easier on yourself.
Apartment registry bylaw passes in Halifax
Halifax has passed a new apartment registry bylaw. Here’s what it includes, and how it might impact you in the rental market.
It’s time for a spring budget review!
How do you conduct a spring budget review? In this post, we review what to do while examining your finances.
Mortgage 101 – Unveiling Mortgage Fraud with Sandi Burns
Clinton and Todd are joined by Sandi Burns, AVP Residential and Retail Credit Risk, to talk about Mortgage fraud. Fraud is on the rise. And not just by the those looking for illegal gains. Sandi talks about the complexity of fraud for shelter, fraud for profit and the risks of fraud that affect more than lenders and borrowers. Clinton and Todd highlight some tips for detection and prevention, and encourage borrowers to always ask the important questions to an unbiased mortgage professional.
City News Update March 22 – New mortgage regulations in Canada
Clinton Wilkins joins Rob Snow on City News to discuss a significant change in mortgage regulations taken by the Office of the Superintendent of Financial Institutions, OFSI. The change impacts borrowing limits and the amount lenders can give out based on annual income. They dive into the implications of what Clinton calls the stress test 2.0, and highlight some predictions made by economists of the softening of rates soon.
5 tips to help find the right real estate agent
Securing the right real estate agent can sometimes be tricky. In this post, we discuss what you can do to make your search easier!
Is it time to spring into homeownership?
Should you spring into homeownership this season? Here, we review some factors to help you make your decision.